How We Started

Divergent Path Capital was born from a few simple, yet hard to answer, questions from my wife:

  • How much should we be spending and saving each month?

  • When can we retire?

  • How should we investment our money?

  • Why are you so frugal?

When I searched for guidance, I couldn’t find tools tailored to our unique LIFE. No tool reviewed our entire financial ecosystem. So I built our own Custom LIFE Path, incorporating all aspects of our life that other tools failed to account for.

But I didn’t stop there. As life changed, so did our plan. And in the process, I realized something powerful: with the right tools and guidance, people can confidently manage and recalibrate their own financial paths—without paying for advice every time.

That insight led me to create Divergent Path Capital. Our service is about looking at ALL aspects of your current and projected financial ecosystem to create flexible LIFE Paths designed to grow, adapt, and shift as life happens.

Because your life isn’t static, and your financial guidance shouldn’t be either.

Flowchart titled 'Evaluate Entire Financial Picture' that includes categories such as Income, Expenses, Savings, Investments, Insurance, Taxes, Retirement Goals, and Life Transitions. These connect to a process called 'Integrated Analysis,' which is followed by prioritization, trade-off exploration, and scenario planning, leading to a 'Custom Financial Path'.