How We Started
Divergent Path Advisors was born from a few simple, yet hard to answer, questions from my wife:
How much should we be spending and saving each month?
When can we retire?
How should we investment our money?
Why are you so frugal?
When I searched for guidance, I couldn’t find tools tailored to our unique LIFE. No tool reviewed our entire financial ecosystem. So I built our own Custom LIFE Path, incorporating all aspects of our life that other tools failed to account for.
But I didn’t stop there. As life changed, so did our plan. And in the process, I realized something powerful: with the right tools and guidance, people can confidently manage and recalibrate their own financial paths—without paying for advice every time.
That insight led me to create Divergent Path Advisors. Our service is about looking at ALL aspects of your current and projected financial ecosystem to create flexible LIFE Paths designed to grow, adapt, and shift as life happens. Because your life isn’t static, and your financial guidance shouldn’t be either.
About Matt
Matt Zumbach, CFA - Founder
Matt is the founder of Divergent Path Advisors and a seasoned investment professional with over 20 years of experience managing investments for pensions, foundations, and corporations. He currently serves as President & CIO of the Baylor Oral Health Foundation, and previously held leadership roles at Northern Trust, Alight Solutions, and Aon, overseeing multibillion-dollar portfolios and executing strategies across public and private markets.
Matt’s Accreditations:
Miami University (Finance & Economics),
University of Michigan (Masters in Accounting)
Northwestern’s Kellogg School of Management (MBA)
CFA Charterholder
Outside the office, Matt is a father, husband, competitive triathlete, private pilot, and lifelong learner.
